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PDF imprimible · PDF · US Letter & A4 · cardstock recommended for envelopes · GoodNotes / Notability for the trackers

Sistema de Sobres de Efectivo

25 páginas imprimibles: 14 sobres de efectivo para doblar y pegar, presupuesto de base cero, planificador de retiradas y registros — US Letter y A4

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  • 25 páginas
  • Formatos: PDF · US Letter + A4 · colour + ink saver
  • ZIP: 1.5 MB
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Los detalles del producto están por ahora en inglés.

A complete cash envelope (cash stuffing) system you print at home. The 25 pages include twelve labelled envelope templates — Groceries, Dining out, Fuel, Fun, Personal, Kids, Gifts, Clothing, Household, Beauty, Pets and Misc — plus two blank ones, each a real fold-and-glue net that finishes at 6.5 × 3.5 in (165 × 89 mm) with a ten-line transaction log printed on the front and a month-end check table on the back.

Around the envelopes sits the planning that makes the method work: a zero-based budget page that separates bank bills from cash spending, an envelope categories planner that turns monthly budgets into per-paycheck amounts, a cash withdrawal planner that works out exactly which notes to ask for, a two-page stuffing log, a twelve-month balance tracker, a monthly cash summary and a sheet of twelve sinking-fund labels. Page 2 explains the system and the research on why paying in cash curbs spending.

You get four print-ready PDFs: US Letter and A4, each in full colour and an Ink Saver grey edition. Print the envelopes on cardstock and the trackers on plain paper, as many times as you like. Instant download after payment, free updates, personal-use license.

Qué te llevas

  • 25 pages · 4 PDF files (US Letter + A4 × colour + Ink Saver)
  • 12 labelled + 2 blank fold-and-glue envelopes, finished size 6.5 × 3.5 in — fits US, euro, UK, CAD and AUD notes flat
  • Transaction log (date · amount · balance, 10 lines) printed on every envelope front; month-end check table on the back
  • Zero-based budget page and a 12-category envelope planner with per-paycheck amounts
  • Cash withdrawal planner: $100 / $50 / $20 / $10 / $5 / $1 columns and a notes-needed row for the teller
  • Envelope balance tracker (14 envelopes × 12 months), 2-page cash stuffing log, monthly cash summary
  • 12 sinking-fund envelope labels with progress bars, plus a notes page
  • Cut and fold lines marked; four-step folding instructions on every envelope page

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All pages of Sistema de Sobres de Efectivo

Qué contiene

How cash stuffing works (p. 2)Zero-based budget → categories → envelopes, the research on why cash feels more expensive to spend, and a fold-in-four-steps guide
Zero-based budget (p. 3)Income, bank bills and savings on the left, the twelve cash envelopes on the right, and an "every dollar assigned" check
Envelope categories planner (p. 4)Monthly budget, ÷ paychecks, per-paycheck amount, refill day and a roll / save / reset rule for each of 12 envelopes
Twelve labelled envelopes (pp. 5–16)Groceries, Dining out, Fuel, Fun, Personal, Kids, Gifts, Clothing, Household, Beauty, Pets, Misc — fold-and-glue net with a 10-line date / amount / balance log on the front, budget fields, and a 6-month check table on the back
Two blank envelopes (pp. 17–18)Same template with a write-in label for any category
Envelope balance tracker (p. 19)Fourteen envelopes across twelve months plus year totals — see which budgets to raise, lower, merge or drop
Cash withdrawal planner (p. 20)Two paydays per page: amount per envelope split into $100 / $50 / $20 / $10 / $5 / $1 notes, with a "notes needed" row for the teller
Cash stuffing log 1 (p. 21)Thirty lines: date, envelope, description, in, out and running balance
Cash stuffing log 2 (p. 22)A second page of thirty lines
Monthly cash summary (p. 23)Budget, stuffed, spent and left for every envelope, with tick boxes for rolled / saved / reset and three reflection prompts
Sinking-fund envelope labels (p. 24)Twelve cut-out labels (ten named, two blank) with goal, date, monthly amount and a ten-segment progress bar
Notes (p. 25)Dotted notes page

Preguntas

What paper should I print the envelopes on?

Cardstock between 120 and 160 gsm (32–60 lb cover) folds cleanly and survives a month in a wallet. Plain 80 gsm paper is fine for a trial run. Use a glue stick or double-sided tape on the two side tabs.

How big is a finished envelope?

6.5 × 3.5 inches (165 × 89 mm) — the same footprint as a standard cash envelope. US dollars, euros, pounds, Canadian and Australian notes all fit flat without folding.

Is A4 included?

Yes. You get separate US Letter and A4 files, each in colour and Ink Saver. The envelope is the same size on both; only the page around it changes. Print at 100% / "Actual size", never "Fit to page".

Why do the back panel and flap print upside down?

On purpose. You fold the envelope printed-side down, so the back panel and flap turn over as you fold — the text ends up the right way up on the finished envelope.

Can I use this on an iPad?

The trackers, budget and planner pages work in GoodNotes, Notability or any PDF app. The envelopes are meant to be printed, cut and folded — they are physical by design.

Is this a physical product?

No — it is a digital download (PDF). Nothing is shipped. You print at home or at a print shop. Personal-use license for one household; please do not share or resell the files.

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