A complete cash envelope (cash stuffing) system you print at home. The 25 pages include twelve labelled envelope templates — Groceries, Dining out, Fuel, Fun, Personal, Kids, Gifts, Clothing, Household, Beauty, Pets and Misc — plus two blank ones, each a real fold-and-glue net that finishes at 6.5 × 3.5 in (165 × 89 mm) with a ten-line transaction log printed on the front and a month-end check table on the back.

Around the envelopes sits the planning that makes the method work: a zero-based budget page that separates bank bills from cash spending, an envelope categories planner that turns monthly budgets into per-paycheck amounts, a cash withdrawal planner that works out exactly which notes to ask for, a two-page stuffing log, a twelve-month balance tracker, a monthly cash summary and a sheet of twelve sinking-fund labels. Page 2 explains the system and the research on why paying in cash curbs spending.

You get four print-ready PDFs: US Letter and A4, each in full colour and an Ink Saver grey edition. Print the envelopes on cardstock and the trackers on plain paper, as many times as you like. Instant download after payment, free updates, personal-use license.