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Most decisions are judged by what they cost if everything goes to plan. The expensive surprises come from the other side: the lease you cannot leave, the deposit that stopped being refundable last Tuesday, the contract that renewed itself for another year because the notice deadline passed while you were busy. Undo answers one question before you sign — if this turns out to be a mistake, what does it cost to get out, and how does that change over time?

You describe each option you are weighing — a long lease or a flexible one, buying equipment or leasing it, hiring or contracting — as the commitments it is made of: upfront payments and refund windows, recurring payments, minimum terms, notice periods, early-termination fees, auto-renewal, the resale value of anything you own (always as a range, never one guaranteed number) and the cost of switching. Undo then calculates the exit cost of every option for every date ahead: the payments you would still owe, plus fees and switching costs, minus the refunds still open and what you could sell for. Money already spent is shown separately and never mixed into the comparison.

The result is a calendar, not an opinion: the exit cost of each option over time, the dates when that cost jumps, the point where one option becomes cheaper to leave than another, and a step-by-step exit plan for any date you choose — with the notice deadlines you can add to your own calendar. If a term is missing or contradicts another, Undo says which field instead of guessing. No AI guesses. Every result is calculated, tested and traceable, and everything runs on your device.

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What's inside

Options side by sideModel every option you are considering for the same decision, each made of as many commitments as it really has.
Contract terms, field by fieldUpfront payment with its refundable part and refund deadline, recurring payment, minimum term, notice period, early-termination fee, auto-renewal and renewal notice.
Exit-cost calendarWhat it costs to leave each option on every date ahead — a table and a chart, with a low–high band wherever resale value is a range.
Dates that change your exit costRefund windows closing, minimum terms ending, renewal notice deadlines and auto-renewal dates, sorted so you see the next one first.
CrossoverThe date where one option stops being the cheaper one to leave — and the cost of keeping each option at every date, for context.
Already spent, kept apartMoney already paid and not refundable is reported on its own line, so it never distorts the comparison of what leaving costs from here.
Linked commitmentsMark what can only end together, or what must be replaced if you leave; a loop between commitments is flagged as an input error.
Exit plan for any dateOrdered steps with deadlines: when to send notice, the last payment, the fee, the refund to claim, what to sell and when the contract ends.
Calendar file, report and CSVDownload the key dates as a calendar file, save a print-ready report as PDF, or export the full calculation as CSV.
Private and in your languageRuns in your browser, eight languages, any currency; nothing you enter is uploaded. Works offline after purchase.

Questions

Is this legal advice?

No. Undo is decision support: it applies the contract terms you enter, exactly as you enter them. Whether a term is enforceable, or what your contract really says, is a question for the contract itself or a professional.

Why is resale value a range?

Because nobody can promise what a used asset will sell for. You give a low and a high estimate; Undo shows the exit cost for both, so the band tells you how much of the answer depends on that guess.

Why is money already spent shown separately?

Money you have already paid and cannot get back is the same whichever way you decide next. Mixing it into the exit cost would make the option you have already paid for look cheaper to keep than it is.

What happens if I leave a field empty?

Optional amounts can stay empty. If a field the calculation needs is missing or contradicts another — a fixed term with no length, a resale low above the high — the option is marked INCOMPLETE and the exact field is named. Undo never fills it in for you.

Business license for use in your own business. No resale or redistribution. Opens in your browser right after payment; an offline copy (one HTML file) is also available to download. No physical item.

Interactive web app · Runs in any modern browser · Contract terms stay on your device

TidyCents Undo — The Cost of Turning Back

If this decision turns out to be a mistake, how much will it cost to get out — today, in a month, in six months?

$29.99
Run it once free on your own options
Included in PRO with every app and tool, from $19 a week

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  • Works in any country · your own currency
  • Download link on the confirmation page and by email
  • What you need: Runs in any modern browser · Contract terms stay on your device · Works offline after purchase · 8 languages
  • Refund within 14 days, for any purchase
  • Formats: Interactive web app + offline download
♡ Refund within 14 days, for any purchase

Any purchase is refunded if you ask within 14 days of payment. Files that will not open, and anything that does not match its description, are refunded in full at any time, with no time limit.