Operated by Perco Ltd · 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom · Orders & product help: hello@gettidycents.com · Partnerships & business: inf@perco.world

The seller's profit figure is a starting claim, not the buyer's income. Business Purchase & Seller Numbers Check keeps reported results, accepted adjustments and replacement costs separate.

Review the evidence behind add-backs, include working capital and transition needs, and compare financing structures on one model. Test the price against your own cash, income and reserve requirements, then export the assumptions and questions that still need verification.

Every figure carries its status — confirmed, claimed by the seller or estimated — and every result opens to its inputs, formula and rounding. Empty values stay unknown, never zero.

What you get

  • Reported results by period with a named starting metric (net income, EBIT, EBITDA or operating cash flow) and an exact bridge to EBITDA — nothing added back twice.
  • Seller add-backs with your recorded decision: accepted, partly accepted or rejected, with reasons, documents, reversals and double add-back checks.
  • Owner's work: the managed result and the owner-operator cash shown separately, so your own labour is never counted as free.
  • Closing cash: price or enterprise-value bridge, fees, working-capital shortfall, transition costs, investments and reserve — sources always equal uses.
  • Financing structures side by side: bank loans, seller notes, deferral, balloon, fees and earn-outs; CFADS, cash after debt, DSCR, lowest cash, NPV and IRR.
  • Scenarios and a price limit against your own cash, income, reserve and DSCR limits; a printable deal package with the questions that still need evidence.

How it works

  1. Enter the seller's numbers. Results per period, the starting metric, detail lines and the status of every figure.
  2. Decide on each add-back. Accept, accept in part or reject with a reason; the tool keeps every decision and catches double counting.
  3. Add the owner's work and closing needs. Replacement costs, working capital, fees, transition costs and your reserve.
  4. Compare financing and scenarios. Loans, seller notes and earn-outs on one model; lower sales, higher costs, a lost customer or a slower transition.
  5. Find your price limit and export the package. The highest price that meets your limits, the deal model and the list of open questions.

Limits

Planning and evidence-review tool, not a formal valuation, lender approval, legal due diligence or investment recommendation. Monthly loan schedules only; projection years repeat the normalized base year; cash taxes come from your own schedule or an explicit zero assumption; no probabilities are assigned; no bank or accounting connection. Results depend on the figures and assumptions you enter.

Questions

Does it use AI?

No. The tool uses explicit calculations and rules. Results depend on the records and assumptions you enter.

Do I need a subscription?

No subscription is required for the one-time purchase of this product. Access through TidyCents PRO follows the current PRO terms.

What does PRO include?

While your PRO is active you can use the full online version of this tool and export your own reports and backups.

Is the offline program included in PRO?

No. The downloadable offline program is part of the one-time purchase and is bought separately.

Where is my data stored?

Working records are stored in your browser on your device. Keep a backup, especially before changing browsers, clearing browser data or moving to another device.

Can I move my project to another device?

Yes. Export a full backup and restore it in the same product on the other device.

Can several people edit the same workspace at once?

This version is designed for one local workspace. It does not provide simultaneous shared editing.

What happens when PRO ends?

Your records stay on your device. You can still view them and export a backup; editing and new calculations in the online version need an active PRO or the one-time purchase.

Can I see the calculation?

Yes. Every result opens to its inputs, formula, intermediate values, rounding and assumptions.

Which countries and rules does it fit?

It works in any currency. It applies no country's tax or lending rules: interest, fees, taxes and contract terms are the ones you enter.

Does it value the business?

No. It checks the seller's numbers, the cash you need at closing and what the business could leave you after debt under the financing and scenarios you enter. It is not a formal valuation or an investment recommendation.

Why is the owner's salary added back and then a replacement cost deducted?

The seller's own pay is often added back, but the work does not disappear. The managed result pays someone for every continuing function; the owner-operator figure shows what you would earn while doing that work yourself, and the value of your work separately.

What if the seller has not proven an add-back yet?

Record it as claimed and leave it without a decision. It counts as zero, stays visible next to the seller's figure and becomes a question in the package.

Why is IRR sometimes not shown?

When the cash flows change sign more than once, several rates can fit. The tool then shows that IRR can be ambiguous and you can use NPV at your own rate instead.

Business license for use in your own business. No resale or redistribution. Opens in your browser right after payment, on phone and computer. Your figures stay on your device. No physical item.

Interactive tool · Interactive tool · modern browser · phone and computer

Business Purchase & Seller Numbers Check

Check the seller's earnings adjustments, the cash needed at closing and what the business could leave you after debt.

Know what the business could leave you before you sign — buy once for $39.

$39
Try the demo — fictional data
One-time purchase
Full version of this tool on the site plus an offline version to download. One payment. The offline copy works without a subscription.
Access with PRO
Full version on the site while your PRO is active. Export of your results and backups is included. The offline program is bought separately.
Included in PRO with every app and tool, from $19 a week

Pay by card, Apple Pay or Google Pay

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  • Works in any country · your own currency
  • Download link on the confirmation page and by email
  • What you need: Interactive tool · modern browser · phone and computer · downloadable offline version · CSV & printable deal package · 8 languages
  • Refund within 14 days, for any purchase
  • Formats: Interactive tool in your browser — phone and computer; PDF & CSV export
  • Interactive tool · modern browser · phone and computer · downloadable offline version.
  • Exact decimal calculations; every result shows how it was calculated.
  • NPV on actual dates; IRR only when the cash flows support a single rate.
  • Your working records stay on your device. Export a backup to move them to another device.
  • Use your own currency and enter the terms that apply to your deal.
  • CSV/XLSX import of results, add-backs and owner functions; CSV exports, printable A4 / US Letter deal package and complete backups.
  • 8 languages: English, Español, Deutsch, Français, Português, Italiano, Nederlands, Русский.
  • One-time purchase.
♡ Refund within 14 days, for any purchase

Any purchase is refunded if you ask within 14 days of payment. Files that will not open, and anything that does not match its description, are refunded in full at any time, with no time limit.