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What this does that no other jewelry template does: it prices a piece the way a real jeweller does. It takes the metal-only weight (your gross weight minus the weight of the stones), multiplies by today's spot price per gram and the fineness of the karat, adds the stones (carat × price per carat) and a making charge, and gives you the true cost of the piece — then the margin, the markup, the price to hit a target margin and the margin left after a markdown. Almost every "jewelry inventory" template on the market treats a diamond ring like a t-shirt with one flat cost; this one models gold, karat, stones and labour separately, so your prices are right to the cent.

It also does the thing jewellers need at the counter that spreadsheets never include: a buy-back / scrap calculator. Enter the metal, karat and weight a customer brings in, and it nets out the stones and pays your buy-back percentage of the real metal value — so you never overpay for gold. Change one spot price on the Reference sheet and every piece, every buy-back and every margin recalculates instantly.

And it is a complete shop, not just a calculator. A real stock room values every piece at cost, shows sell-through % so you can see what moves, and flags each SKU OK, REORDER or OUT OF STOCK from your own sales pace and supplier lead time. The Sales sheet logs each day; the Dashboard adds it all up — revenue, cost of goods, gross profit and margin, net after fixed costs and the tax to set aside, stock value and which pieces earn the most. Margin and markup are shown side by side and named correctly (a 100% markup is only a 50% margin), so you never confuse the two again.

Built for Excel 2016+ and Google Sheets with classic, compatible formulas only — no macros, no add-ons, nothing locked. Any currency (one symbol cell). The purity table (24K, 22K, 18K, 14K, 9K, silver 925/999, platinum) is pre-filled; you set the spot prices. Sample data for a real jeweller is filled in so every number and the chart are alive on first open; clear the yellow cells and it is yours. Every headline figure in this listing was measured from the built file, recalculated by LibreOffice and checked against an independent model of the same arithmetic.

What you get

  • Real jewelry costing: metal value = spot/g (pure) × fineness(karat) × metal-only weight (gross minus the stones)
  • Stone value by carat × price-per-carat, plus a making/labour charge → the true total cost per piece
  • Buy-back / scrap calculator — what to pay when a customer sells you gold, metal only at your buy-back %
  • Margin % and markup % side by side (named correctly), the price for a target margin, and the markdown margin
  • Metals + purity reference (24K…9K, silver 925/999, platinum 950) — edit spot prices, everything recalculates
  • A full stock room: on-hand, stock value at cost, sell-through %, reorder point and a REORDER / OUT OF STOCK flag per piece
  • Sales log with revenue, COGS and profit per line; a dashboard that adds it all up
  • 8 sheets · any currency (one symbol cell) · no tax jurisdiction baked in · works worldwide
  • Excel 2016+ and Google Sheets · no macros · nothing locked · instant download (.xlsx + PDF guide)
  • Recalculated by LibreOffice and checked against an independent model — 0 errors

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What's inside

Start HereFive steps, colour legend, your currency symbol, monthly fixed costs, tax set-aside % and buy-back %.
ReferenceMetal spot prices per gram (gold, silver, platinum) and the standard purity/fineness table — everything looks up from here.
ProductsEach piece: metal, karat, gross weight, stone, carat → net metal weight, metal value, stone value, making charge, total cost, margin %, markup %, price for a target margin and markdown margin.
InventoryOpening + received − sold → on hand, stock value and sell-through %; reorder point from your sales and lead time → a REORDER / OUT OF STOCK flag per piece.
SalesDate, item and quantity per line; price and unit cost fill in → revenue, COGS and profit.
Buy-backEnter metal, karat and weight a customer brings in → net metal weight, metal value and the buy-back to pay at your %.
DashboardRevenue, COGS, gross profit and margin, net after fixed costs and tax, stock value, items to reorder and revenue by item.
ChecksEight live self-checks; every row reads OK.

Questions

How is the metal value calculated?

Spot price per gram of pure metal × the fineness of the karat (18K = 0.750, 22K = 0.916, and so on) × the metal-only weight, which is your gross weight minus the weight of the stones (1 carat = 0.2 g). That is exactly how a jeweller prices metal, so your cost is right to the cent.

Does it handle stones — type, carat and clarity?

Yes. Each piece has stone type, clarity and carat columns; the stone value is carat × your price-per-carat (which you set by stone type and clarity), added on top of the metal value. Pieces with no stones just leave those cells blank.

What does the buy-back calculator do?

When a customer sells you gold, enter the metal, karat and weight; it removes the stones, works out the real metal value at today's spot and pays your buy-back percentage of it. It stops you overpaying at the counter.

Do I have to update the gold price every day?

Only if you want to. You keep the spot prices on one Reference sheet; change gold once and every piece, every price and every buy-back recalculates instantly. Purities are pre-filled and rarely change.

What is the difference between margin and markup?

Margin is profit as a share of the price; markup is profit as a share of the cost. A 100% markup is only a 50% margin. The Products sheet shows both, named correctly, so you never confuse them again.

Does it work in Google Sheets and any currency?

Yes. Upload the .xlsx to Google Drive and choose File → Save as Google Sheets — every formula (VLOOKUP, SUMIFS, COUNTIF, IFERROR) and the chart are Sheets-compatible. Set any currency symbol on Start Here; the maths uses plain numbers, so it works in any country.

Is anything locked or macro-based?

No. No macros, no protected sheets, no external links. Blue-on-yellow cells are your inputs; black cells are formulas.

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Personal-use license for one household. No resale or redistribution. Delivered as a ZIP download immediately after payment. No physical item will be shipped.

Excel & Google Sheets · Excel 2016+ · Google Sheets

Gold & Jewelry Business Kit

Real metal-and-stone costing, buy-back, stock and profit for a jeweller — one Excel & Google Sheets file, any currency, no subscription

$7

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  • Works in any country · your own currency
  • Download link on the confirmation page and by email
  • What you need: Excel 2016+ · Google Sheets
  • Full refund within 24 hours — just message us, no reason needed
  • 8 sheets · 1,662 formulas
  • Formats: .xlsx (Excel 2016+, Google Sheets) + PDF guide
  • ZIP: 87 KB
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