What is 150% of the federal poverty level for 2026?
For guideline year 2026, 150% of the federal poverty guideline is $23,940 a year for one person and $49,500 for a household of four in the 48 contiguous states and the District of Columbia. In Alaska the same line for four is $61,875 and in Hawaii $56,925; each person beyond eight adds $8,520.
United States · HHS poverty guidelines · guideline year 2026 · every figure from an open dataset with its source
The figures
This whole table is arithmetic on the published guideline, not a table anyone publishes. Each program picks its own rounding and its own annual or monthly basis.
| Household size | 48 contiguous states and the District of Columbia | Alaska | Hawaii |
|---|---|---|---|
| 1 | $23,940 | $29,925 | $27,540 |
| 2 | $32,460 | $40,575 | $37,335 |
| 3 | $40,980 | $51,225 | $47,130 |
| 4 | $49,500 | $61,875 | $56,925 |
| 5 | $58,020 | $72,525 | $66,720 |
| 6 | $66,540 | $83,175 | $76,515 |
| 7 | $75,060 | $93,825 | $86,310 |
| 8 | $83,580 | $104,475 | $96,105 |
| Each additional person | +$8,520 | +$10,650 | +$9,795 |
150% is where the federal student-loan rules draw discretionary income. The repayment regulations at 34 CFR 685.209 define it as adjusted gross income minus 150% of the poverty guideline for your family size and state, and every income-driven payment is built on that difference — which means the line in this table is where the payment starts counting.
Family size in those rules is the regulation’s own definition rather than the number of people in your home, and for a borrower filing separately only the dependants claimed on that return count. This is also the one multiple on this site that is separately sourced rather than merely computed; the others are our arithmetic on the published guideline.
Where these figures come from
Each row below is one line of our open dataset: the primary document the figure was read out of, the date it was read, and a link to the document itself. Nothing here was copied from a summary of a summary.
Work out your own
Knowing the limit is half of it. These calculators apply the same figures to your numbers, in your browser, and show the working line by line.
The whole dataset
Every figure on this page, and everything around it, as a table you can read and as CSV and JSON you can download. Public domain, no attribution required.
Nearby answers
This is a reference table, not advice and not an eligibility determination. Verify any figure against the linked Federal Register notice before relying on it.
