What is 400% of the federal poverty level for 2026?
For guideline year 2026, 400% of the federal poverty guideline is $63,840 a year for one person and $132,000 for a household of four in the 48 contiguous states and the District of Columbia. In Alaska 400% for a household of four is $165,000 and in Hawaii $151,800; each person beyond eight adds $22,720.
United States · HHS poverty guidelines · guideline year 2026 · every figure from an open dataset with its source
The figures
This whole table is arithmetic on the published guideline, not a table anyone publishes. Each program picks its own rounding and its own annual or monthly basis.
| Household size | 48 contiguous states and the District of Columbia | Alaska | Hawaii |
|---|---|---|---|
| 1 | $63,840 | $79,800 | $73,440 |
| 2 | $86,560 | $108,200 | $99,560 |
| 3 | $109,280 | $136,600 | $125,680 |
| 4 | $132,000 | $165,000 | $151,800 |
| 5 | $154,720 | $193,400 | $177,920 |
| 6 | $177,440 | $221,800 | $204,040 |
| 7 | $200,160 | $250,200 | $230,160 |
| 8 | $222,880 | $278,600 | $256,280 |
| Each additional person | +$22,720 | +$28,400 | +$26,120 |
400% is the most searched multiple of the poverty line, and it is searched for one reason: the upper end of the Affordable Care Act premium tax credit. Whether income above the line ends the credit outright or merely caps the premium as a share of income has changed with legislation more than once, so the figure in this table is stable while its consequence is not. Check the rule in force for the year you are enrolling in.
Notice how large the steps between household sizes are at this multiple: each additional person moves the line by $22,720. A household that gains or loses one member crosses the boundary at a very different income, and that is the mechanism behind most of the shock people describe at the edge of it.
Where these figures come from
Each row below is one line of our open dataset: the primary document the figure was read out of, the date it was read, and a link to the document itself. Nothing here was copied from a summary of a summary.
The whole dataset
Every figure on this page, and everything around it, as a table you can read and as CSV and JSON you can download. Public domain, no attribution required.
Nearby answers
This is a reference table, not advice and not an eligibility determination. Verify any figure against the linked Federal Register notice before relying on it.
